Terms of Service

Last Updated: December 27, 2025

Welcome to Stock Investing Academy. By accessing our website, subscribing to our services, or using our tools and courses, you agree to these Terms of Service ("Terms"). Please read them carefully.

1. About Our Services

Stock Investing Academy ("we," "our," or "us") provides investment education, tools, calculators, and content to help you learn about investing. Our services include:

  • Free newsletter and basic calculators

  • Premium subscription tools (Analysis Library, Analysis Table, Elite Investor Portfolios, advanced calculators)

  • One-time purchase courses on investment topics

  • Educational content on our website and YouTube channel

2. Investment Disclaimer

IMPORTANT: We provide educational content and tools only. We are NOT financial advisors.

  • Nothing on our website constitutes financial, investment, legal, or tax advice

  • All content is for educational and informational purposes only

  • You are solely responsible for your own investment decisions

  • Past performance does not guarantee future results

  • Investing involves risk, including the potential loss of capital

  • Always consult with a qualified financial advisor before making investment decisions

  • We do not guarantee any specific results or returns

By using our services, you acknowledge that you understand these risks and accept full responsibility for your investment decisions.

3. User Accounts

Account Creation:

  • You must provide accurate and complete information

  • You must be at least 18 years old to use our services

  • You are responsible for maintaining the security of your account

  • You may not share your account credentials with others

Account Termination:

  • We reserve the right to suspend or terminate accounts that violate these Terms

  • You may close your account at any time by contacting us

4. Subscriptions and Payments

Premium Subscription:

  • Premium subscriptions are billed monthly ($10/month) or yearly ($100/year)

  • Payments are processed through secure third-party providers (Stripe, PayPal, Beehiiv)

  • Subscriptions automatically renew unless you cancel

  • You can cancel your subscription at any time from your account settings

Courses:

  • Courses are one-time purchases

  • Prices range from $24.99 to $69.99 (subject to change)

  • Course access is granted immediately upon payment

  • Course bundles may be offered at discounted rates

Price Changes:

  • We reserve the right to change our prices at any time

  • If you have an active subscription, price changes will not affect your current billing cycle

  • You'll be notified of price changes before your next renewal

5. Refund Policy

Premium Subscription:

  • You may cancel your subscription at any time

  • No refunds for partial months or unused portions of your subscription

  • If you cancel, you retain access until the end of your current billing period

Courses:

  • 30-day money-back guarantee on all courses

  • To request a refund, email us at contact.stockinvestingacademy@gmail.com within 30 days of purchase

  • Refunds are not available if you've completed more than 50% of a course

6. Content Ownership and License

Our Content:

  • All content, tools, calculators, courses, and materials are owned by Stock Investing Academy

  • We grant you a limited, non-exclusive, non-transferable license to use our services for personal, non-commercial use only

  • You may not copy, reproduce, distribute, or create derivative works from our content without written permission

Your Content:

  • You retain ownership of any content you submit (comments, feedback, etc.)

  • By submitting content, you grant us a non-exclusive license to use it for improving our services

7. Prohibited Uses

You may not:

  • Share your account credentials with others

  • Use our tools or content for commercial purposes without permission

  • Copy, scrape, or redistribute our content

  • Attempt to hack, reverse engineer, or compromise our systems

  • Use our services for illegal activities

  • Impersonate others or provide false information

  • Harass, abuse, or harm other users

8. Accuracy of Information

Educational Content:

  • We strive for accuracy but cannot guarantee that all information is error-free or up-to-date

  • Financial data, stock prices, and company information may contain errors or delays

  • You should independently verify all information before making investment decisions

Third-Party Data:

  • Some data is provided by third-party sources (QuickFS, etc.)

  • We are not responsible for the accuracy of third-party data

9. Limitation of Liability

To the fullest extent permitted by law:

  • Stock Investing Academy is not liable for any investment losses or financial damages

  • We are not responsible for errors, omissions, or inaccuracies in our content

  • Our total liability for any claim is limited to the amount you paid us in the past 12 months

  • We are not liable for indirect, incidental, or consequential damages

You use our services at your own risk.

10. Intellectual Property

All trademarks, logos, and brand names are property of Stock Investing Academy or their respective owners. You may not use our branding without written permission.

11. Links to Third-Party Websites

Our website may contain links to third-party sites (YouTube, Patreon, etc.). We are not responsible for the content, privacy policies, or practices of third-party websites.

12. Changes to These Terms

We may update these Terms at any time. We'll notify you of significant changes via:

  • Email to your registered address

  • Notice on our website

  • Update to the "Last Updated" date at the top of this page

Continued use of our services after changes means you accept the updated Terms.

13. Cancellation and Termination

You may:

  • Cancel your subscription at any time

  • Request account deletion by contacting us

We may:

  • Suspend or terminate your account for violation of these Terms

  • Discontinue or modify our services at any time

  • Refuse service to anyone for any reason

14. Governing Law

These Terms are governed by the laws of Denmark. Any disputes will be resolved in the courts of Denmark.

For users outside Denmark, you may have additional rights under your local consumer protection laws.

15. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Stock Investing Academy regarding our services.

16. Contact Us

If you have questions about these Terms:

Email: contact.stockinvestingacademy@gmail.com 

By using Stock Investing Academy, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.